Wearing the "C" Okay, this is not a sports blog, but I need to use a sports analogy to set up my message. As we all know, a "captain" is a commander or leader. You will notice a "C" on the jersey of a team captain. Naturally, I have used…

Self Gratification Seeking gratification and fulfillment in life is not wrong. What's important is our motivation and having the ultimate goal of glorifying God. Bernard of Clairvaux, the twelfth century spiritual writer, outlines a four step progression which guides us to a healthy love of self. The starting point for…

Building Equity Building equity in your home is all about taking care of your property, making upgrades when needed, building investment value over time. Ideally, at every stage of the mortgage, it's not healthy for the loan balance to be higher than the fair market value of the home. As…